Compare Mortgage Insurance Plans in Singapore (2025)
Mortgage Insurance (MRTA) pays off your housing loan if death or total permanent disability occurs, protecting your family from financial burden.
Compare PlansMortgage Insurance Overview
Mortgage Insurance (MRTA — Mortgage Reducing Term Assurance) pays off a housing loan if death or total permanent disability occurs, protecting families from financial burden and preventing forced home sale.
Who is it for?
- HDB Owners
- Private Property Buyers
- Couples with Joint Home Loans
- Anyone protecting long-term housing commitments
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Compare Mortgage Insurance Plans
Sample Quotes — Mortgage Insurance
Estimated monthly premiums for $400,000 coverage, 25-year term (non-smoker, male)
| Plan | Age 30 | Age 40 | Age 50 |
|---|---|---|---|
| ManuProtect Decreasing II | $20 | $36 | $92 |
| eProtect Mortgage (Income) | $18 | $32 | $85 |
| Income Mortgage Term | $22 | $40 | $98 |
| Singlife Elite Term II | $24 | $43 | $105 |
| TM Term Assure II | $21 | $38 | $95 |
| FWD Future First | $19 | $35 | $88 |
| China Taiping iProtect | $23 | $41 | $100 |
* Figures are estimated and for illustration purposes only. Actual premiums may vary based on individual underwriting.
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