Best Term Insurance Plans in Singapore (2025)

Term Insurance provides financial protection for dependents through high coverage at affordable premiums.

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Term Insurance Overview

Term Insurance provides financial protection for your dependents through high coverage at affordable premiums, covering loans and financial stability.

Who is it for?

  • Young working adults
  • Parents with dependents
  • Homeowners with mortgage obligations
  • Anyone seeking high coverage at low cost
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Term Insurance

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Compare Term Insurance Plans

Find the best term insurance plan that suits your needs and budget.

Singlife

Singlife

Singlife Elite Term II

Coverage: Death/TPD/CI/Early CI/Multi Claim CI
Min Sum Assured: $100,000
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Chinalife

Chinalife

Chinalife Term Guardian

Coverage: Death/TPD/CI
Min Sum Assured: $401,000
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HSBC

HSBC

HSBC Term Protector

Coverage: Death/TPD/CI/Early CI/Multi Claim CI
Min Sum Assured: $100,000
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Tokio Marine

Tokio Marine

TM Term Assure II (Tokio Marine)

Coverage: Death/TPD/CI/Early CI
Min Sum Assured: $100,000
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Manulife

Manulife

ManuProtect II (Manulife)

Coverage: Death/TPD/CI
Min Sum Assured: $75,000
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Income

Income

Income Star Term

Coverage: Death/TPD/CI/Early CI
Min Sum Assured: $100,000
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FWD

FWD

FWD Future First

Coverage: Death/TPD/CI/Early CI
Min Sum Assured: $500,000
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Etiqa

Etiqa

Etiqa Term Life Cover

Coverage: Death/TPD/CI/Early CI
Min Sum Assured: $401,000
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China Taiping

China Taiping

China Taiping iProtect

Coverage: Death/TPD/CI/Early CI
Min Sum Assured: $200,000
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Chinalife

Chinalife

Chinalife Term Guardian

Coverage: Death/TPD/CI
Min Sum Assured: $401,000
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Sample Quotes — Term Insurance

Estimated monthly premiums for $500,000 sum assured (non-smoker, male)

PlanAge 30Age 40Age 50
Singlife Elite Term II$32$56$142
HSBC Term Protector$35$60$148
TM Term Assure II$28$50$130
ManuProtect II$36$62$155
Income Star Term$30$54$138
FWD Future First$27$48$125
Etiqa Term Life Cover$26$46$120
China Taiping iProtect$31$55$140
Chinalife Term Guardian$33$58$145

* Figures are estimated and for illustration purposes only. Actual premiums may vary based on individual underwriting.

Our Partners

Singlife
HSBC
Tokio Marine
Manulife
Income
FWD
Etiqa
China Taiping
Chinalife
Raffles
Great Eastern
AIA

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